We are Health Coverage Expert, LLC (“Health Coverage Expert”, “we”, “us” and “our”). Among
other things, we provide a communications platform to bring together senior citizens and to present
speakers and providers of healthcare and other services (collectively, the “Services”).
Each person or entity who uses our Services is referred to as a “user” or “you” or “your”. If you
subscribe to any of our Services, we will refer to you as a “registered user”. If you don’t register
with us, we will refer to you as an “unregistered user”. This Cookie Policy, our Privacy Statement
and our Terms of Service (“Terms”) apply to each user.
Our Use of Device Identifiers, including Cookies
Device Identifiers: When you use the Services, we may access, collect, monitor, store on your
device, or remotely store one or more “device identifiers.” Device identifiers are small data files
or similar data structures stored on or associated with your computer, phone or other device, which
uniquely identifies your device. A device identifier may be data stored in connection with the
device hardware, data stored in connection with the device’s operating system or other software, or
data sent to the device by Health Coverage Expert. A device identifier may deliver information to
us or to a third-party partner about how you browse and use the Services and may help us or others
provide reports or personalized Content and ads. Some features of the Services may not function
properly if use or availability of device identifiers is impaired or disabled.
Cookies: Cookies are unique identifiers that we transfer to your device to enable our systems to
recognize your device and to provide features and remember your personalization choices. We use
cookies to make it easier to access and use our Services. The help feature on most browsers will
tell you how to prevent your browser from accepting new cookies, how to have the browser notify you
when you receive a new cookie, or how to disable cookies altogether. Additionally, you can disable
or delete similar data used by browser add-ons, by changing the add-on’s settings or visiting the
website of its manufacturer. Because cookies allow you to take advantage of some of the Service’s
essential features, we recommend that you leave them turned on. Cookies are also used to display
particular Content and to set session identifiers for visitors who voluntarily join user areas.
Analytics tools: We use third-party analytics tools to help us measure traffic and usage trends and
other Non-Personal Data (as that term is defined in our Privacy Statement) for the Services. These
tools collect information sent by your device or our Services, including the web pages you visit,
add-ons, and other information that assists us in improving our Services. We collect and combine
this analytics information with analytics information from other users so that it cannot be used to
identify any particular individual user. One of the analytics tools we use is Google Analytics. For
more information and steps you can take to control Google’s collection and use of your data, please
visit Google’s page, “How Google uses data when you use our partners’ sites or apps”;
https://www.google.com/policies/privacy/partners. Google also provides an opt-out plugin for web
browsers, available here; https://tools.google.com/dlpage/gaoptout/
Do Not Track. We make reasonable efforts to honor the “do not track” settings on users’ devices.
Privacy Rights of California Residents. For information on your rights under California law, please
see our Privacy Statement.
Contact Us
If you have questions or concerns about this Cookie Policy, please contact us online at
Hello@HealthCoverageExpert.com, or by postal mail addressed to:
Attn: Privacy, Health Coverage Expert LLC, 4801 Linton Blvd, Suite 11A, Delray Beach, FL 33445,
USA.
Revision Date and History
This Cookie Policy was last revised: August 31, 2020. Prior versions of this Cookie Policy arelisted below: None.