Terms of Service

Welcome to Health Coverage Expert. By accessing or using our website www.healthcoverageexpert.com, you agree to comply with and be bound by these Terms of Service. Please read them carefully.

Use of Our Website

You agree to use our website only for lawful purposes and in a way that does not infringe on the rights of others or restrict or inhibit their use of the website.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Senior Years Benefits and is protected by intellectual property laws. You may not use, copy, or distribute any of the content without our prior written consent.

Disclaimer of Warranties

Our website is provided "as is" without any warranties or guarantees. We do not guarantee that the information on the website is accurate, complete, or up to date.

Limitation of Liability

We are not liable for any damages that may arise from your use of this website, including but not limited to direct, indirect, or consequential damages.

Governing Law

These Terms of Service are governed by the laws of the United States and the state in which our company is based. Any disputes will be handled in the courts of that state.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated effective date.